Insurance Code section 1669(d) empowers the California Insurance Commissioner to summarily deny (without a hearing) a license application within five years of a license revocation.  For an insurance broker who has lost their license, this five year window can present a trap.  If you re-apply within five years and are denied, under section 1669(c), the

The California Department of Insurance wields arguably the most powerful licensing law in California, California Insurance Code section 1669.  Section 1669, which applies to applicants but also to existing insurance broker licenses through a related statute, empowers the Commissioner to summarily deny or summarily revoke (without a hearing) an insurance broker license for a felony

California’s insurance brokers are licensed and disciplined by the Insurance Commissioner through the Department of Insurance (DOI).  It has been my experience that the Department of Insurance takes a firm stance in disciplining its licensees.  In my view there are three reasons that account for this: 1) the Insurance Commissioner is an elected public official