Insurance Code section 1669(d) empowers the California Insurance Commissioner to summarily deny (without a hearing) a license application within five years of a license revocation.  For an insurance broker who has lost their license, this five year window can present a trap.  If you re-apply within five years and are denied, under section 1669(c), the

Being the target of a licensing investigation is one of the most surprising and stressful things that can happen to one of our professional clients.  Investigations often immediately follow a workplace incident, often where a disgruntled employer sometimes reaches out to the Board directly.  Or, a client may have a vindictive coworker or supervisor who

On September 28, 2014, Governor Brown signed Assembly Bill 2396, which added language to Business and Professions Code section 480.  This addition to the law provides that an individual with an expunged conviction cannot be denied a license solely because of the expunged conviction, notwithstanding any other law in the Business and Professions Code.  This

The California Department of Insurance, pursuant to Title 10 California Code of Regulations section 2190.7, requires that an insurance producer maintain certain records that must be open and available for Department inspection at the agent’s place of business.   The principal rule, found under section 2190.3, requires an agent to keep his file for 18 months

When a California licensing agency seeks to discipline a license by filing and serving an accusation, in the accusation there is usually a request for cost recovery.  Cost recovery is mandatory reimbursement paid to the agency for all of its investigative costs and attorneys fees.  In other words, if you receive an accusation against your