DOI

Subscribe to DOI

As a massive public agency with 320,000 licensed agents in California, the Department of Insurance (DOI or CDI) has an extensive infrastructure for the investigation and discipline of insurance producers. As is often true of financial industry regulators, there are marked trends in investigations and discipline in certain areas of public concern.

“Affinity Group” Discount…

Our firm represented an applicant to the California Department of Insurance who had applied for a Property and Casualty Broker-Agent License for the second time, after previously being denied in 2017.  The applicant had three convictions: two for receiving stolen property, and one for unauthorized use of identity, between 2010 and 2012.  The 2017 application…

In 2019, we represented a licensee of the Department of Insurance who had previously held a restricted license due to a criminal conviction.  After the initial restrictions were lifted, the client was disciplined twice by FINRA, revoked in another state, and had an application denied in yet another state. The client failed to notify DOI…

The California Department of Insurance (DOI or CDI) regulates California insurance brokers, insurance adjusters, bail bondsmen, annuity salespeople and others.  The California Department of Insurance License Background Bureau processes applications for insurance brokers, agents, adjusters, and bondsmen.  The Producer Background Licensing Section investigates and evaluates adverse actions, such as convictions, in applicant’s backgrounds.  The Department…

The Department of Consumer Affairs, or DCA, is a California state government department that is the umbrella organization over almost all California state licensing agencies, from the Medical Board of California  to the California Board of Accountancy.  If a California licensing agency receives a complaint or notice of alleged unprofessional conduct alleged to…

Our firm was successful in achieving a restricted license for an insurance producer who had a number of prior convictions, including a felony burglary conviction.   After the client initially applied for his insurance license, his application was summarily denied due to his record.  The California Department of Insurance has the right to summarily deny (without…

California’s insurance brokers are licensed and disciplined by the Insurance Commissioner through the Department of Insurance (DOI).  It has been my experience that the Department of Insurance takes a firm stance in disciplining its licensees.  In my view there are three reasons that account for this: 1) the Insurance Commissioner is an elected public official…