The California Department of Insurance has the power to summarily revoke a licensee who is convicted of a felony. A “summary revocation” does not allow the client to present a defense—the revocation is done as a matter of law following a felony conviction. We were hired on behalf of a California licensee who suffered a
Department of Insurance License Discipline Trends
As a massive public agency with 320,000 licensed agents in California, the Department of Insurance (DOI or CDI) has an extensive infrastructure for the investigation and discipline of insurance producers. As is often true of financial industry regulators, there are marked trends in investigations and discipline in certain areas of public concern.
“Affinity Group” Discount…
Restricted Department of Insurance Property and Casualty Broker-Agent License Granted After Hearing: Previous License Application Denied Following Identity Theft, Receiving Stolen Property, Misstatement on Application
Our firm represented an applicant to the California Department of Insurance who had applied for a Property and Casualty Broker-Agent License for the second time, after previously being denied in 2017. The applicant had three convictions: two for receiving stolen property, and one for unauthorized use of identity, between 2010 and 2012. The 2017 application…
Department of Insurance Grants Restricted License After Summary Revocation
In 2019, we represented a licensee of the Department of Insurance who had previously held a restricted license due to a criminal conviction. After the initial restrictions were lifted, the client was disciplined twice by FINRA, revoked in another state, and had an application denied in yet another state. The client failed to notify DOI…
California Department of Insurance Agent License Defense
The California Department of Insurance (DOI or CDI) regulates California insurance brokers, insurance adjusters, bail bondsmen, annuity salespeople and others. The California Department of Insurance License Background Bureau processes applications for insurance brokers, agents, adjusters, and bondsmen. The Producer Background Licensing Section investigates and evaluates adverse actions, such as convictions, in applicant’s backgrounds. The Department…
Department of Consumer Affairs (DCA) Division of Investigation
The Department of Consumer Affairs, or DCA, is a California state government department that is the umbrella organization over almost all California state licensing agencies, from the Medical Board of California to the California Board of Accountancy. If a California licensing agency receives a complaint or notice of alleged unprofessional conduct alleged to…
Insurance License Granted Despite Felony Conviction
Our firm was successful in achieving a restricted license for an insurance producer who had a number of prior convictions, including a felony burglary conviction. After the client initially applied for his insurance license, his application was summarily denied due to his record. The California Department of Insurance has the right to summarily deny (without…
Unrestricted License Granted to Insurance Agent with Multiple Felonies
In 2015, we reached the end of a long, arduous road to licensure for one of our clients who had been convicted of two felonies: the client had stolen a purse, participated in an armed robbery, and damaged a vehicle in a fit of road rage. However, these crimes were many years in the past…
Preventing Department of Insurance License Revocations
California’s insurance brokers are licensed and disciplined by the Insurance Commissioner through the Department of Insurance (DOI). It has been my experience that the Department of Insurance takes a firm stance in disciplining its licensees. In my view there are three reasons that account for this: 1) the Insurance Commissioner is an elected public official…